@font-face{font-family:Bricolage Grotesque;src:url(/fonts/bricolage-latin.woff2)format("woff2");font-weight:400 800;font-stretch:75% 100%;font-display:swap}@font-face{font-family:Albert Sans;src:url(/fonts/albert-sans-latin.woff2)format("woff2");font-weight:100 900;font-display:swap}:root{--paper:#fbfaf8;--surface:#fff;--ink:#1d1b22;--muted:#5f5b68;--rule:#e3e0e6;--field:#c9c4cf;--link:#8a2c4f;--bar:#8b93a7;--best:#15803d;--accent:#8a2c4f;--head:"Bricolage Grotesque", system-ui, sans-serif;--body:"Albert Sans", system-ui, sans-serif;--measure:41rem;color-scheme:light}@media (prefers-color-scheme:dark){:root:not([data-theme=light]){--paper:#121117;--surface:#17181f;--ink:#ecebef;--muted:#a5a1ae;--rule:#2c2b33;--field:#46444f;--link:#e7a3bd;--bar:#858da1;--best:#2bb061;--accent:#e7a3bd;color-scheme:dark}}:root[data-theme=dark]{--paper:#121117;--surface:#17181f;--ink:#ecebef;--muted:#a5a1ae;--rule:#2c2b33;--field:#46444f;--link:#e7a3bd;--bar:#858da1;--best:#2bb061;--accent:#e7a3bd;color-scheme:dark}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--paper);color:var(--ink);overflow-wrap:break-word;font-family:var(--body);margin:0;font-size:1.1875rem;line-height:1.65}.wrap{max-width:76rem;margin:0 auto;padding:0 clamp(16px,4vw,48px)}a{color:var(--link);text-underline-offset:.18em;text-decoration-thickness:1px}a:hover{text-decoration-thickness:2px}:focus-visible{outline:3px solid var(--best);outline-offset:2px}h1,h2,h3{font-family:var(--head);letter-spacing:-.02em;text-wrap:balance;font-stretch:85%}h1{max-width:21ch;margin:2.5rem 0 1.1rem;font-size:clamp(2.3rem,1.55rem + 2.6vw,3.25rem);font-weight:800;line-height:1.02}h2{margin:4rem 0 1rem;font-size:clamp(1.6rem,1.35rem + .75vw,2.05rem);font-weight:750;line-height:1.1}h3{margin:2.5rem 0 .6rem;font-size:1.35rem;font-weight:720;line-height:1.15}p,ul,ol,dl{margin:0 0 1.25rem}ul,ol{padding-left:1.2rem}li+li{margin-top:.45rem}main p:not(.full),main :is(ul,ol):not([class]),main ul.ranges{max-width:var(--measure)}.lede{max-width:42rem;font-size:clamp(1.2rem,1.1rem + .4vw,1.3rem);line-height:1.5}.muted{color:var(--muted)}.small{font-size:.95rem;line-height:1.55}.note{color:var(--muted);font-size:.95rem;line-height:1.55}strong,b{font-weight:700}.callout{border-left:4px solid var(--accent);padding:.15rem 0 .15rem 1rem}.visually-hidden{clip:rect(0 0 0 0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.layout{grid-template-columns:minmax(0,1fr);grid-template-areas:"head""side""main";display:grid}.l-head{grid-area:head}.l-head>:last-child,.intro>:last-child{margin-bottom:0}.l-side{grid-area:side;margin-top:2rem}.l-main{grid-area:main;min-width:0}.l-main>p:first-child{margin-top:2rem}.reading{max-width:50rem}.flow .scroll{max-width:60rem}@media (width>=62rem){.layout{grid-template-columns:minmax(0,1fr) 20rem;grid-template-areas:"head head""main side";column-gap:clamp(3rem,5vw,5rem)}.l-side{align-self:start;margin-top:4.25rem;position:sticky;top:1.5rem}}.side-card{background:var(--surface);border:1px solid var(--rule);border-top:4px solid var(--accent);border-radius:6px;padding:1.2rem 1.35rem 1.35rem}.side-card>:last-child{margin-bottom:0}.side-card p{font-size:1rem;line-height:1.5}.side-card .offer{margin:1.1rem 0 0}.side-card .offer+.offer{margin-top:.6rem}.side-card .offer+p{margin-top:1.1rem}.side-title{font-family:var(--head);letter-spacing:-.01em;margin:0 0 .35rem;font-size:1.2rem;font-weight:750;font-stretch:85%;line-height:1.2}.figs{margin:0 0 1rem;display:grid}.figs>div{border-top:1px dashed var(--field);flex-direction:column;padding:.8rem 0;display:flex}.figs>div:first-child{border-top:0}.fig{font-family:var(--head);letter-spacing:-.02em;font-size:2.25rem;font-weight:800;font-stretch:85%;line-height:1.05}.fig small{letter-spacing:0;font-size:.5em;font-weight:700}.fig-label{color:var(--muted);margin-top:.3rem;font-size:1rem;line-height:1.45}.figs.row{grid-template-columns:repeat(auto-fit,minmax(min(100%,14.5rem),1fr));gap:0 2rem}.figs.row>div{border-top:3px solid var(--ink);padding-top:.9rem}.scroll{background:linear-gradient(to right, var(--paper) 40%, transparent) left / 2.5rem 100% no-repeat local, linear-gradient(to left, var(--paper) 40%, transparent) right / 2.5rem 100% no-repeat local, radial-gradient(farthest-side at 0 50%, color-mix(in srgb, var(--ink) 18%, transparent), transparent) left / .8rem 100% no-repeat scroll, radial-gradient(farthest-side at 100% 50%, color-mix(in srgb, var(--ink) 18%, transparent), transparent) right / .8rem 100% no-repeat scroll;margin:1.25rem 0 .75rem;overflow-x:auto}@media (width<=36rem){table{font-size:1rem}th,td{padding-right:.9rem}}table{border-collapse:collapse;width:100%;font-size:1.0625rem;line-height:1.45}th,td{border-bottom:1px solid var(--rule);text-align:left;vertical-align:top;padding:.75rem 1.25rem .75rem 0}th:last-child,td:last-child{padding-right:0}th{color:var(--muted);border-bottom:2px solid var(--ink);vertical-align:bottom;font-size:.95rem;font-weight:650}th a{color:inherit}td.n,th.n{text-align:right;white-space:nowrap}td .small{font-size:.875rem}td.n>strong{background:color-mix(in srgb, var(--best) 16%, transparent);border-radius:4px;margin:0 -.35rem;padding:.05rem .35rem}tr.target td{background:color-mix(in srgb, var(--accent) 10%, transparent)}details.fold{border-top:1px solid var(--rule)}details.fold:last-of-type{border-bottom:1px solid var(--rule)}.fold>summary{cursor:pointer;padding:1rem 2.5rem 1rem 0;font-weight:650;list-style:none;position:relative}.fold>summary::-webkit-details-marker{display:none}.fold>summary:after{content:"";border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);width:.55rem;height:.55rem;position:absolute;top:50%;right:.4rem;transform:translateY(-75%)rotate(45deg)}.fold[open]>summary:after{transform:translateY(-25%)rotate(-135deg)}.fold>summary:hover:after{border-color:var(--link)}.fold>summary .sum{color:var(--muted);margin-top:.1rem;font-size:.95rem;font-weight:400;display:block}.fold-body{padding:0 0 1.25rem}.fold-body>:last-child{margin-bottom:0}.folds{max-width:50rem;margin-top:1.25rem}.said{padding:0;list-style:none}.said li{border-left:3px solid var(--rule);padding-left:.9rem}.said li+li{margin-top:.8rem}.said .where{color:var(--muted);overflow-wrap:anywhere;font-size:.9rem;display:block}.answers{max-width:50rem}.answers .qa summary h3{font-family:var(--body);letter-spacing:0;text-wrap:pretty;font-weight:650;font-stretch:100%}.answers .qa p{max-width:none}.links{border-bottom:1px solid var(--rule);grid-template-columns:repeat(auto-fill,minmax(min(100%,19rem),1fr));column-gap:2rem;margin:1rem 0 1.5rem;padding:0;list-style:none;display:grid}.links li{border-top:1px solid var(--rule);margin:0}.links a{color:var(--ink);justify-content:space-between;align-items:baseline;gap:1rem;padding:.8rem 0;font-weight:600;text-decoration:none;display:flex}.links a:after{content:"→";color:var(--accent);font-weight:400}.links a:hover{color:var(--link);text-decoration:underline}dl.facts{max-width:52rem;margin:1.25rem 0 1.5rem}dl.facts>div{border-top:1px solid var(--rule);grid-template-columns:12.5rem minmax(0,1fr);gap:.2rem 1.75rem;padding:.9rem 0;display:grid}dl.facts>div:last-child{border-bottom:1px solid var(--rule)}dl.facts dt{font-weight:700;line-height:1.4}dl.facts dd{margin:0}@media (width<=36rem){dl.facts>div{grid-template-columns:1fr}}ul.findings{max-width:46rem;padding:0;list-style:none}ul.findings li{border-top:1px solid var(--rule);margin:0;padding:.8rem 0 .8rem 1.4rem;position:relative}ul.findings li:last-child{border-bottom:1px solid var(--rule)}ul.findings li:before{content:"";background:var(--accent);border-radius:2px;width:.5rem;height:.5rem;position:absolute;top:1.45rem;left:.1rem}.calc-layout{gap:2rem;margin-top:2rem;display:grid}@media (width>=62rem){.calc-layout{grid-template-columns:22rem minmax(0,1fr);align-items:start;gap:clamp(2.5rem,5vw,4.5rem)}.calc{position:sticky;top:1.5rem}}.calc{background:var(--surface);border:1px solid var(--rule);border-top:4px solid var(--accent);border-radius:6px;padding:1.2rem 1.35rem 1.4rem}.panel-title{margin:0 0 .25rem;font-size:1.4rem}.field{min-width:0;margin:0;padding:.95rem 0 1.05rem;display:block}.field+.field{border-top:1px dashed var(--field)}.field:last-child{padding-bottom:0}.field>label,.field>.label{font-weight:700;line-height:1.3;display:block}.field .hint{color:var(--muted);margin:.15rem 0 .55rem;font-size:.95rem;font-weight:400;line-height:1.4;display:block}.field select,.field>input,.field .money input{width:100%;height:2.75rem;font:inherit;color:var(--ink);background:var(--paper);border:1px solid var(--field);border-radius:6px;padding:0 .75rem;font-weight:650}.field select:hover,.field input:hover{border-color:var(--accent)}.money{display:block;position:relative}.money span{color:var(--muted);pointer-events:none;font-weight:650;position:absolute;top:50%;left:.75rem;transform:translateY(-50%)}.field .money input{padding-left:1.6rem}.step{align-items:stretch;gap:.4rem;display:flex}.step button{cursor:pointer;border:1px solid var(--field);background:var(--paper);width:2.75rem;height:2.75rem;color:var(--ink);font:inherit;border-radius:6px;flex:none;padding:0;font-size:1.4rem;line-height:1}.step button:hover{border-color:var(--accent);color:var(--accent)}.step input{text-align:center;min-width:0;height:2.75rem;font:inherit;color:var(--ink);border:1px solid var(--field);background:var(--paper);-moz-appearance:textfield;appearance:textfield;border-radius:6px;flex:auto;font-weight:700}.calc input::-webkit-outer-spin-button,.calc input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}.seg{border:1px solid var(--field);background:var(--paper);border-radius:8px;grid-template-columns:1fr 1fr;gap:4px;margin-top:.55rem;padding:4px;display:grid}.seg label{cursor:pointer;position:relative}.seg input{opacity:0;cursor:pointer;margin:0;position:absolute;inset:0}.seg span{text-align:center;border-radius:5px;padding:.5rem .4rem;font-size:1rem;line-height:1.3;display:block}.seg input:checked+span{background:var(--accent);color:var(--paper);font-weight:650}.seg input:focus-visible+span{outline:3px solid var(--best);outline-offset:2px}.results-title{margin:0 0 .5rem;font-size:1.4rem}.headline{max-width:none;min-height:1.6em;margin:0;font-size:1.15rem;font-weight:650;line-height:1.45}.results .bars{margin-top:1.25rem}.site-head{border-bottom:1px solid var(--rule)}.site-head .wrap{flex-wrap:wrap;align-items:baseline;gap:.35rem 2rem;padding-top:1rem;padding-bottom:1rem;display:flex}.brand{font-family:var(--head);letter-spacing:-.03em;color:var(--ink);margin-right:auto;font-size:1.5rem;font-weight:800;font-stretch:90%;text-decoration:none}.brand span{color:var(--accent)}.site-head nav{flex-wrap:wrap;gap:.25rem 1.6rem;font-size:1.0625rem;display:flex}.site-head nav a{color:var(--ink);padding:.2rem 0;text-decoration:none}.site-head nav a:hover,.site-head nav a[aria-current=page]{text-decoration:underline;text-decoration-color:var(--accent);text-underline-offset:.35em;text-decoration-thickness:2px}@media (width<=40rem){.site-head .wrap{padding-top:.75rem;padding-bottom:.7rem}.brand{flex-basis:100%}.site-head nav{gap:.1rem 1.2rem;font-size:1rem}.site-head nav .home{display:none}}.disclosure{color:var(--muted);margin:1rem 0 0;font-size:.95rem}.checked{color:var(--muted);margin-top:4rem;font-size:.95rem}.checked p{margin:0 0 .35rem}.site-foot{border-top:1px solid var(--rule);margin-top:5rem;padding:2.75rem 0 3.5rem;font-size:1rem}.site-foot .wrap{gap:2rem 3rem;display:grid}@media (width>=44rem){.site-foot .wrap{grid-template-columns:2fr 1.2fr 1fr}}.site-foot h2{margin:0 0 .7rem;font-size:1.15rem}.site-foot ul{margin:0;padding:0;list-style:none}.site-foot li+li{margin-top:.35rem}.site-foot a{color:var(--ink);text-decoration-color:var(--field)}.site-foot a:hover{text-decoration-color:var(--accent)}.site-foot p{color:var(--muted);max-width:26rem;margin:0}.site-foot .brand{margin-bottom:.5rem;font-size:1.3rem;display:inline-block}@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}
